we bought you Best UPI refer and earn apps in 2025. There are mainly 6 UPI refer and apps. If you have a friend with a new bank account. Refer them and earn some amount.
Remember to get the referral amount your friend has to apply are downloading the app from your link or code before the first transaction.
Table of contents
List of best UPI refer and earn apps in 2025
| Apps | Amount |
| Google pay | 51/81/101/100-1000 |
| Phonepe | 100/200 |
| Paytm | 100 |
| Kiwi | Earn Kiwis |
| Amazon pay | 75 |
| Freecharge | ₹10 |
| Mobikwik | 20 |
| Groww | 25 |
Google pay
Google Pay is the most popular UPI app from Google. Almost everyone uses this app. This app offers different amounts per refer most of the time they offer 51 or 81 per refer and they will get 51 or 21.
If they sign up with your referral code and make at least one UPI transaction. sometimes they offer 81,150,201,100-1000.
Google Pay referral code: “JJ1uh”
10 best Demat account refer and earn apps.
Phonepe
phonepe app offers 100 -200 per refer. This is from Flipkart. This is also the most used and popular UPI app in Bharat.
They offer scratch cards on every refer. You have to scratch the card to get money. Also, they don’t have a referral code. You have to download or open the app with a referral link.
Paytm
Paytm UPI Many of them use Paytm for their bill payments, shopping, movie tickets, etc. They have a UPI option now they are giving 25 per refer. Your friend gets around 50 rupees.
Your friend has to download the app from your referral link and have to do a transaction then only you will get money.
Amazon pay
Amazon has lately entered to UPI field. They are also offering 35 rupees per referral and your friend will earn something. sometimes they offer 50 sometimes 100. After their first transaction.
If your new user applies this Amazon pay UPI referral code before your first transaction. (1N6DWY).
Freecharge
FreeCharge offers ₹10 Cashback on Each Referral. Your friend will Get exciting Cashback.
Referral Code For Freecharge UPI is “73JCjw“.
You Can Refer a Maximum of 30 friends in a week and 50 in a month.
Mobikwik
Mobikwik is now offering 20 rupees per referral. Also, your friend gets another 20 rupees. (Mobikwik UPI referral link changes every time. It’s better to do the transaction immediately after opening from the referral link.)
Mi pay
Initially, mi pay offered 10 rupees per refer but now they are not offering any refer amount.
above are the best UPI refer and earn apps in Bharat. if there are any new apps we will update them here.