Best UPI refer and apps 2020 in india. There are mainly 6 UPI refer and apps. If you have a friend with new bank account. Refer them and earn some amount.
Remember to get referral amount your friend has to apply are download the app from your link or code before first transaction. you can earn upto 500
List of upi refer and earn apps
Apps | Amount |
Google pay | 51/81/101/100-1000 |
Phonepe | 100/200 |
Paytm | 25 |
Amazon pay | 31 |
Airtel thanks | 25 |
Mobikwik | 20 |
Google pay

Google pay is the most popular UPI app from google. Almost every one uses this app. This app offers different amount per refer most of the time they offer 51 or 81 per refer and they will get 51 or 21.
If they signup with your referral code and made at least one upi transaction. sometimes they offer 81,150,201,100-1000.
Google pay referral code: “JJ1uh”
Phonepe

phonepe app offers 100 -200 per refer. This is from flipkart. This is also most used and popular UPI app in india.
They offer scratch card on every refer. You have to scratch the card to get money. Also they don’t have referral code. You have to download or open the app with referral link.
Paytm

Paytm UPI many of them use Paytm for their bill payments, shopping, movie tickets and etc. They have a UPI option now they are giving 25 per refer. Your friend gets around 50 rupees.
Your friend have to download the app from your referral link and have to do a transaction then only you will get money.
Amazon pay

Amazon has lately entered to UPI field. They are also offering 31 rupees per refer and your friend will earn something. sometimes they offer 50 sometimes 100. After their first transaction.
If your new user apply this amazon pay upi referral code before your first transaction. (1N6DWY).
Airtel thanks

Airtel Thanks offers 41 rupees per refer. Even your other network user you can avail this offer.
There is no referral code airtel thanks also. Your friend have to transfer from your referral link.
If your new user to airtel thanks upi. Open from Airtel thanks upi referral link. You will get 41 rupees after your first transaction.
Mobikwik

Mobikwik is now offering 20 rupees per refer. Also your friend get another 20 rupees. (Mobikwik upi referral link changes every time. It’s better to do transaction immediately after opening from referral link.)
Mi pay

Initially, mi pay has offered 10 rupees per refer but now they are not offering any refer amount.