There is no referral code for phonepe only referral link. Download the app from the below link (before the first transaction). Refer your friends and get up to ₹100.
Phonepe referral link | Download |
Phonepe Referral code | only link |
Minimum transfer | ₹150 |
Refer & Earn | ₹100 |
phonepe alternative | Google pay, Paytm, Freecharge, Amazon Pay, Mobikwik |
Table of contents
Download or open

Now a days phonepe refer and earn terms changes regularly. Some times they are giving nothing to both users. Try your luck you may get scratch card.
How to register on phonepe with the referral link, code
1 . Open phonepe app, click on register.

2. Enter your mobile number which is linked to your bank account, then enter your name, finally set a 4 digit pin to log in to your phonepe app.

3. Login to your phonepe app. Click on my Money at the bottom of the app. Check the image below. Then click on the bank accounts option.

4. Click on Add New Bank account on this page. Phonepe app needs to verify the sim in your phone. So Keep SMS Balance (or) main balance in your sim.

5. Select your bank account and set a UPI pin. You are New to UPI transactions. App asks you to enter the last 6 digit card number and Expiry Date. Enter it and DO your 1st transaction.

6. Finally, you will see like this. Click on send money to contact and send at least 150 to any of your friends. You must have to send to phonepe user to get scratch card.
If you download from the above phonepe referral link you will get card. if not you will get normal scratch card.
Dont search for option to apply phonepe referral code. there is no referral code option like in phonepe
You can see your scratch card on view my rewards. Scratch the card. Good luck

Transfer money to your friends and get 1000 rupees worth scratch cards 10 per week.
If you want to transfer
What is the eligibility criteria for phonepe refer and earn?
phonepe Referred friend must do their first ever money transfer to a PhonePe user (using phone number or a person with a ‘@ybl’ BHIM UPI ID)
Minimum value of the money transfer must be ₹100
First ever money transfer must not be to a non-PhonePe BHIM UPI ID
Referred friend must complete their first ever money transfer within 15 days of signing up on PhonePe using the referral link.
This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.
How to get phonepe referral link are code
To get phonepe referral link Simply open home screen > click on refer and earn > share it.

your friend must-have download phonepe app with your phone referral link and must have to do a UPI transaction of a minimum of 150 or more.
The cashback will be credited to your
You can use that money to pay at
how to transfer phonepe cashback to bank
At the beginning of the
You have to buy gold with the cashback amount sell it on another day you will get your cashback to your bank account in detail below:

Scroll to the bottom of the
Here you can see the gold option click on it. After that select safe gold
You may lose some amount around 4 rupees per hundred but you will get your amount to your bank account.
Phonepe transaction limit per day
Either in Amazon Pay or google pay is any other UPI apps.
Every UPI app has a limit of 1 lakh per day. most of the banks have the same limit but some banks have a limit of only 50,000 per day.
If you want to send more money you have to wait for the next 24 hours.