ZET Referral Code (2026): 141814 — Claim ₹700 Bonus & Team Income

ZET referral code is 141814. Enter this verified ZET referral code (formerly known as OneCode) during registration to claim up to a ₹700 cash bonus when your referred partner completes their first sale, plus earn ongoing team commissions on all financial products sold. ZET Partner enables anyone in India to start a zero-investment financial distribution business from home with automated weekly bank payouts every Tuesday.

ZET Referral Code (OneCode) Program Overview

Here is a quick overview of the key features, commission mechanics, and weekly payout schedules for the ZET referral code program in 2026:

Important Note: OneCode is Now Officially ZET Partner

If you were searching for the OneCode referral code, please note that OneCode completed a comprehensive corporate rebrand and is now operating as ZET Partner. The founders, leadership team, banking partnerships, and platform technology remain identical, but the interface has been upgraded with faster lead tracking and modern credit products.

All legacy referral codes and existing accounts transitioned automatically. You can use the verified code 141814 directly on the new ZET app to get all welcome benefits.

How to Apply ZET Referral Code (Step-by-Step Registration)

Registering on ZET takes less than 3 minutes. Follow this step-by-step visual tutorial to ensure your ZET referral code is applied successfully:

Step 1: Download the ZET app from the official Google Play Store.

Step 2: Open the ZET app and tap on the Get Started button.

Step 3: Enter your 10-digit mobile number and verify it using the One-Time Password (OTP) received via SMS.

Step 4: Fill in your basic personal information: Full Name (matching PAN card), active Email Address, and your current residential PIN code.

Step 5: Select your current Occupation (Student, Self-Employed, Salaried, or Homemaker) and indicate your work experience.

Step 6: On the referral code screen, enter the ZET referral code 141814 and tap Continue. You can also customize your own personal advisor username on this page.

That is it! Your ZET advisor profile is now activated. Next, link your bank account to start receiving automated payouts.

Products Available to Sell on ZET & Commission Rates

ZET partners directly with premier Indian banks and regulated non-banking financial companies (NBFCs). You earn a flat referral commission for every verified customer lead:

For more strategies to boost your online income, read our detailed guides on best refer and earn apps in India and demat account refer and earn.

ZET Refer & Earn: ₹700 Cash Bonus & Team Income Explained

The ZET refer and earn program gives you two distinct earning streams:

• ₹700 First Sale Referral Cash: Whenever a partner registers using your ZET referral code and completes their first successful product sale, you receive up to a ₹700 direct cash reward.
• Lifetime Team Commission: In addition to the flat cash bonus, you earn up to 15% team commission on the ongoing income earned by your network of advisors.
• Automated Weekly Tuesday Payouts: Unlike platforms where you must manually request withdrawals, ZET automatically transfers your approved wallet earnings to your registered bank account every Tuesday.

To view your referral code and shareable invite links, tap on your profile icon in the top-left corner of the ZET app.

ZET vs GroMo vs BankSathi Comparison

Here is an objective feature comparison of the top three financial DSA reseller apps in India:

Is ZET App Real or Fake? Safety & Credibility Audit

ZET (formerly OneCode) is 100% genuine, safe, and regulated. Operated by Earthbound Technologies Pvt. Ltd., ZET is backed by top tier-1 venture capital funds including General Catalyst, Nexus Venture Partners, and Sequoia’s Surge. The company has raised over $17 million (₹140+ Crore) to empower individual financial agents across India.

ZET maintains direct API integrations with leading banks such as IndusInd Bank, Axis Bank, and SBI Card. Customer data submitted during product applications is encrypted using bank-grade 256-bit SSL protocols and is transmitted directly to the respective banking systems for credit underwriting.

How to Earn ₹30,000+ per Month from ZET Without Investment

Starting on ZET requires zero financial investment. Here are the top ways experienced advisors scale their monthly earnings:

1. Promote Magnet Credit Card to Credit Beginners: Many users cannot get unsecured credit cards due to lack of credit history or low CIBIL scores. Recommending the ZET Magnet card (which offers a guaranteed credit card against an FD of ₹5,000) solves their problem and earns you an easy commission.
2. Recommend Lifetime Free (LTF) Credit Cards: Cards from IDFC FIRST or AU Bank with zero annual fees have the highest conversion rates among salaried professionals.
3. Build a Student Referral Sub-Network: Share your ZET referral code with college peers and remote workers looking for side gigs. Earning ₹700 on their first sale plus ongoing team bonuses provides scalable recurring revenue.
4. Share Training Content: Utilize ZET’s in-app marketing posters, customized visiting cards, and promotional videos to market products easily on WhatsApp and Instagram.

ZET Tax & TDS Rules (Section 194H)

All earnings on ZET are classified as professional commission income under the Indian Income Tax Act:

• 5% TDS Deduction: Per statutory requirements under Section 194H, a 5% Tax Deducted at Source (TDS) is deducted once your cumulative commission crosses regulatory thresholds.
• Form 26AS Tax Credit: ZET deposits all deducted tax directly under your PAN with the Income Tax Department. You can view these entries in your AIS and Form 26AS, allowing you to claim a full refund if your total taxable income falls below the income tax exemption limit.
• Mandatory PAN Submission: Always ensure your PAN details match your government identity card to prevent higher non-PAN tax withholdings.

Frequently Asked Questions (FAQs)