Cred referral link or code. There is no referral code for Cred; only a referral link. If you download or open the app from the link below before your first payment, you will get up to ₹250 cashback on a minimum bill payment of ₹500 and above.
| Question | Answer |
| Cred referral link/code 2026 | Download (only link) |
| Signup benefit | Up to ₹250 |
| Refer & Earn | Up to ₹500 |
| Minimum bill to get refer benefit | ₹500 |
| Cred Alternative | Cheq, Mobikwik, Paytm, Amazon, Kiwi |
Download
How to apply Cred referral link, code
1 . Download the Cred app from the Google Play store or from the App Store.
2. Open it. You can see the screen below. Select Continue.
3. After clicking Continue. enter your mobile number. (You have to enter a mobile number that is linked to your credit card). After that, check the terms option and finally agree and continue.
4. After clicking on Agree and continue. Allow phone state permission (this is mandatory), SMS permission, and location permission.
5. Now the Cred app will automatically verify the mobile number with an OTP.
Now you can pay your credit card bills from Amazon, Paytm, CheQ also.
6. Now you have to enter your first name and last name. (Enter according to your Aadhaar card).
7. On the next page, fill in your email ID. If you want updates and reminders, check that you agree to enable WhatsApp alerts, and finally click on Continue.
8. Now, on the next page, enter your date of birth ( enter according to your Aadhaar card or PAN card).
9. Now, finally enter your PAN card number. Enter the exact number.
10. Now Cred will verify your credit score with your details. If you got a new card, make a few transactions. It takes some time.
11. Now confirm your credit card number. Cred will deposit 1 Rupee for cashback confirmations.
12. Once again, it will sync for available credit cards with your number. If you don’t have any extra, click on continue.
Also Check OneCard Referral Code. Refer & Earn Rs.250 and Kiwi Referral Code Get ₹250
13. Now you have to give Gmail permissions. Click on Activate Now and give permissions.
That’s it, you have successfully created a Cred account with a referral link. Now you can pay your credit card bill a minimum of ₹500 and get up to ₹250 cashback. Cashback will be settled on your credit card.
Cred refer and earn
There is no referral code for Cred. Your friend has to download the app from your Cred referral link.
On the homepage, you can see the Refer option. Click on It. On the next page, share the Link through WhatsApp or invite your friends directly.
Remember, the Cred referral link is valid only for 48 hours. Your friend has to download it before that or simply send another link.
You will get this benefit as Cred Gems. To unlock, click on the Club > Referral benefit unlocked Banner. Swipe it.
Cred referral Gems
For each referral in Cred, you will get 10 Gems. You can withdraw this to the Refer and Earn benefit, or you can enter into a 50,000 Amazon Gift Card lucky draw.