Multipl is an Indian goal-based savings app that lets you save towards specific goals — a vacation, a gadget, or a child’s education — while earning returns from SEBI-registered mutual funds and unlocking Amazon vouchers from brand partners. Brands co-invest in your savings by offering discount vouchers as you hit deposit milestones. The app is available on Android and iOS.
Multipl Invite Code is 8U2LN. Apply the code while creating an account and get ₹1000 worth of Amazon vouchers. Also, refer and earn ₹250 directly into your bank.
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Step-by-step guide to create your Multipl account
1. Download the Multipl app from the Google Play Store or from the App Store.
2. Open the app and select Earn Till the end.
3. Now enter your mobile number, agree to the terms and conditions, and also select Authorise Multipl to fetch your bank and KYC details.
Also, Try Demat accounts like Upstox, Angel one, 5paisa, dhan.
4. Now enter Multipl Invite Code as 8U2LN, or you can use the default promotion code.
5. Try the app if you like with the demo money. You can skip the process
6. Deposit the money you would like. You will get amazon vouchers according to your deposit money. They will give ₹250 vouchers.
7. If you are allowed to fetch the details with your mobile number. It will fetch almost all the details, or enter your details manually.
That’s it, you have successfully created an account. Now add money and get interest + use it as you like.
Multipl Refer and Earn
Refer your friends to Multipl and get ₹250 directly in your bank account. Your friend will get ₹1000 worth of Amazon vouchers according to the deposit amount. ( Check terms and conditions below).
To refer, click on Profile > Refer and Earn. Share the multiple invite codes. You can see the code in that message.
Terms and Conditions
Your friend must activate their spending account to achieve the referral benefit.
Your friend can invest as low as 2000 to 20000, and he/she unlocks 250 vouchers based on the investment amount.
Voucher tiers based on activation amount: ₹2,000 deposit = ₹250 (1 voucher); ₹7,000–₹10,000 = ₹500 (2 × ₹250 vouchers); ₹15,000 = ₹750 (3 × ₹250 vouchers); ₹20,000 = ₹1,000 (4 × ₹250 vouchers).
A new user can redeem up to 2 brand coupons in a month using the discount codes.
Any brand voucher generated after the 2nd voucher will not have the discount applied. Investment returns are subject to market risks, and Multipl does not guarantee returns.
Frequently Asked Questions
What is the Multipl invite code?
The Multipl invite code is 8U2LN. Enter it during signup to receive ₹1,000 worth of Amazon vouchers after your first deposit. Vouchers are unlocked in batches of ₹250 as you reach deposit milestones.
How much do I earn per referral on Multipl?
Multipl pays ₹250 directly into your bank account for every friend you refer who activates their spending account and makes a qualifying deposit. There is no stated cap on the number of referrals.
Is Multipl safe for investing?
Multipl invests your savings in SEBI-registered mutual funds (typically liquid or ultra short-term funds). These are low-risk but not zero-risk — returns are market-linked and not guaranteed like a bank fixed deposit. RBI-regulated payment infrastructure handles all transactions. Read the fund documents before investing.
Can I withdraw money from Multipl before completing my goal?
Yes, you can withdraw anytime. However, withdrawing before completing a savings goal may cause you to lose the brand vouchers linked to that goal’s milestones. The underlying mutual fund units are typically redeemed within 1–3 working days.