Yuva Pay is an innovative Indian digital payments app designed for both online and offline mobile transactions. Aimed at improving financial inclusion across rural and semi-urban India, Yuva Pay enables money transfers, utility bill payments, and merchant checkouts even in areas with low or zero internet connectivity.
| Yuva Pay Referral Code | AABM49 |
| First Top-Up Reward | Cashback up to ₹2,000 on min ₹100 top-up |
| Refer & Earn | Up to ₹2,000 per qualifying referral |
| Key Highlight | Offline payment support (no internet required) |
| Services Supported | UPI, BBPS bill payments, mobile recharges, wallet |
| Platform | Android & iOS |
Yuva pay referral code is AABM49. Use Yuva Pay for instant wallet transfers & more! Get Cashback up to ₹2000 on your first minimum ₹100 Top-Up.

Table of Contents
Step-by-step guide to activate your Yuva Pay wallet
Download Yuva Pay app from the Play Store. (App removed from Play Store).
After successfully downloading the app. Open it and fill in your details. You need a pan card (or) an Aadhaar card to do mini KYC.
For Bill payments, you can try Paytm, Mobikwik, Amazon, Phonepe
On the next page fill in your details and apply this Yuva pay referral code ” AABM49″. That’s it you have successfully applied.

Complete your mini kyc to login to yuva app.
Now add atleast 100 in your yuva wallet. To get Cashback.
What is yuva pay refer and earn offer
- Yuva Pay Referrer will receive Reward up to ₹2000 when referee (who has been referred) does 1st transaction with a minimum value of ₹100
- A referee is a user who has installed the Yuva Pay app after clicking on the referral link from the referrer
- Referrer gets Reward up to ₹2000 when his/her referee completes his/her 1st transaction with a minimum value of ₹100. The referee also will get cashback
- If a user is eligible for multiple offers within the Yuva Pay app, the best offer will be applicable.
Frequently Asked Questions
What is the Yuva Pay referral code?
The Yuva Pay referral code is AABM49. Enter it during signup and add a minimum of ₹100 to your wallet to become eligible for up to ₹2,000 cashback.
How does offline payment work on Yuva Pay?
Yuva Pay utilizes encrypted sound wave and secure SMS-based protocols to process transactions locally between mobile devices without requiring active Wi-Fi or mobile data.
Which bills can I pay using Yuva Pay?
Yuva Pay connects to the Bharat Bill Payment System (BBPS), allowing seamless payments for electricity, water, cooking gas, broadband, landline, and prepaid mobile recharges.
Is Yuva Pay an RBI-compliant platform?
Yes. Yuva Pay operates in compliance with Reserve Bank of India (RBI) prepaid payment instrument guidelines alongside partner scheduled commercial banks.