Apply Fello referral code WQJFTA on registration to unlock free 24K digital gold, bonus gaming tokens, and tickets for the weekly ₹1 Crore jackpot in 2026. Backed by Y Combinator, Fello is India’s leading gamified savings platform where every rupee you save in 99.9% pure digital gold or high-yield assets earns you free entries to win weekly cash prizes and gadgets.
Fello ₹1 Crore Weekly Jackpot & Free Gold
Apply referral code WQJFTA to unlock free bonus gold, jackpot tickets, and game tokens on your first deposit.
Augmont 24K Gold Backed • RBI Regulated P2P • Zero Lock-In Period
What is Fello & How Does Gamified Saving Work?
Fello is a revolutionary financial technology application backed by prestigious startup accelerator Y Combinator. By combining game mechanics with disciplined financial habits, Fello transforms mundane savings into an exciting, rewarding adventure.
Whenever you save or invest as little as ₹100 on Fello, your principal remains 100% yours to keep and grow. In addition to earning market returns or interest, registering with a verified fello referral code grants you free weekly jackpot tickets and game tokens. These tickets enter you into weekly prize draws where users can win cash rewards up to ₹1 Crore, gold coins, smartphones, and gaming consoles—without ever risking your invested capital.
Fello Referral Code: ₹1 Crore Jackpot & Free Gold Offer (2026)
The fello referral code program rewards both you and your invited friends every step of the way with guaranteed financial perks:
| Metric | Fello Referral Offer Details |
|---|---|
| Welcome Reward | Free 24K Digital Gold (₹20 to ₹100 value) + 500 Fello Game Tokens with fello referral code WQJFTA |
| Referrer Reward | ₹50 to ₹100 Cash / Digital Gold + 10 Free Jackpot Tickets per active referral |
| Minimum Qualifying Save | Friend must complete an initial micro-deposit of ₹100 or more |
| Jackpot Prize Pool | Weekly draws featuring up to ₹1 Crore jackpot + guaranteed smaller tier wins |
| Lock-in Period | Zero Lock-in — sell digital gold or withdraw cash anytime to your bank account |
Investment Assets Available on Fello
Fello offers two core wealth-building avenues protected by institutional-grade security:
- 24K 99.9% Pure Digital Gold (Augmont): Partnered with India’s largest gold refiner Augmont. Every milligram of gold purchased on Fello is physically stored in secure, fully-insured institutional vaults (IDBI Trustee monitored). You can sell back at live wholesale rates or convert to physical gold coins.
- Fello Flo (P2P High Yield): In partnership with RBI-regulated NBFC-P2P lending networks (like Lendbox). Earn competitive annualized returns of up to 10% p.a. with daily interest accrual and hassle-free liquidity.
- Weekly In-App Games: Play Tambola, Lucky 7, and football arcade games using your accumulated game tokens to win additional cash balance.
Gamified Savings Comparison: Fello vs Other Platforms
See how Fello compares against Bachatt, Multipl, and Gullak:
| Platform | Saving Style | Gold Partner | Gamification / Lottery | Review & Guide |
|---|---|---|---|---|
| Fello | 24K Digital Gold & Fello Flo (10% p.a.) | Augmont (99.9% Pure) | Weekly ₹1 Crore Draw + Tambola | Fello Review |
| Bachatt | 0% GST Gold Mutual Funds & Insta Funds | SEBI Mutual Fund ETFs | Daily Scratch Cards (up to ₹1,000) | Bachatt Guide |
| Multipl | Goal-based SIPs with merchant rewards | SEBI Mutual Funds | Milestone brand bonuses | Multipl Code |
| Gullak | Daily Gold Leasings (Gullak Gold+) | Augmont | Gold bonus yields up to 16% | Top Gold Leaser |
How to Apply Fello Referral Code & Unlock Welcome Rewards
Get started and enter this week’s jackpot draw with your fello referral code in 4 quick steps:
- Download Fello App: Install the Fello App from Google Play Store or Apple App Store.
- Mobile Onboarding: Enter your mobile number and submit the 6-digit OTP verification.
- Enter Referral Code: During registration, enter active fello referral code WQJFTA when asked for an invite code.
- Complete Simple KYC: Enter your PAN number to verify your identity as mandated by financial regulators.
- Make Your 1st Deposit: Save at least ₹100 into 24K Digital Gold or Fello Flo using any UPI app.
- Claim Tickets & Free Gold: Your welcome bonus gold will be added to your locker, and your lucky draw tickets will appear in the “Weekly Jackpot” tab!
Frequently Asked Questions (FAQ)
What is the active Fello referral code in 2026?
The verified active fello referral code for Fello is WQJFTA. Using this code awards welcome 24K digital gold and free tickets for the weekly ₹1 Crore jackpot draw.
Where do I enter the Fello referral code?
Look for the “Have an invite code?” prompt during the initial signup step and input fello referral code WQJFTA to link your welcome bonus before making your first deposit.
Can I lose my principal savings on Fello?
No. Fello is a save-to-play platform, not gambling. Your deposited money is invested directly into physical 24K gold vaulted with Augmont or RBI-regulated P2P loans. You never risk your principal capital to play games or win draw prizes.
How and when are the weekly jackpot winners announced?
The Fello weekly lucky draw takes place every Friday evening. Results and winning ticket numbers are published live inside the app, and winnings are credited directly to your bank account or gold locker.
How do I withdraw my money from Fello?
You can withdraw your funds anytime with zero exit load. Simply navigate to your Portfolio > Withdraw, enter your desired amount, and receive the money in your registered bank account via instant IMPS transfer.